Connecticut

Image Courtesy: www.pixabay.com

Hartford, Connecticut CD Rates – 18-Month

You are viewing rates from banks across Hartford





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Hartford, Connecticut . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Hartford, CT - October 31, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.15% → 4.05% → 4.00% → 3.80% → 3.80%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.16% → 3.95% → 3.90% → 3.80% → 3.70%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00% → 2.99%

| May 19, 2018

Experience Read More

Rate History: 3.00% → 2.85%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.50% → 2.00% → 1.50%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Aug 15, 2021

20 Read More

0.80%

$100,000

19.01

Learn More

0.75%

$10,000

19.01

Learn More

0.50%

$10,000

22.51

Learn More

0.50%

$10,000

17.39

Learn More

0.35%

$10,000

11.98

Learn More

0.30%

$10,000

13.17

Learn More

0.25%

$10,000

15.96

Learn More

Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hartford, CT - October 31, 2025


Branch Street City State
TD Bank, National Association
Waterbury-North Main Street Branch
2084 North Main Street Waterbury CT
Wells Fargo Bank, National Association
Waterbury Plaza Branch
224 Chase Avenue Waterbury CT
Ives Bank
Savings Bank Of Danbury Branch
650 Wolcott Street Waterbury CT
Thomaston Savings Bank
Terryville Branch
203 Main Street Terryville CT
Thomaston Savings Bank
Terryville Branch
203 Main Street Terryville CT
Stafford Savings Bank
Plaza Branch
85 West Stafford Road Stafford Springs CT
The Torrington Savings Bank
New Hartford Branch
518 Main Street New Hartford CT
Union Savings Bank
Canton Branch
188 Albany Turnpike Canton CT
Windsor Federal Bank
21 Hartford Ave Branch
21 Hartford Ave Granby CT
Connecticut Community Bank, National Association
Insurbanc Branch
10 Executive Drive Farmington CT
Northwest Community Bank
New Hartford Branch
141b Main Street New Hartford CT
KeyBank National Association
Southwick Branch
50 Southwick Court Cheshire CT
Bank of America, National Association
Chase And Cooke Branch
992 Cooke Street Waterbury CT
Webster Bank, National Association
Chase Avenue Branch
5 Wigwam Avenue Waterbury CT


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates